Bill Czaja

About Me

Welcome to the Bill Czaja State Farm Agent office. Since opening in 1992, I’ve been honored to serve the Greater Waterford, WI, area, including Rochester, Wind Lake, and Burlington. With over three decades of experience at State Farm, my team and I are proud to help individuals and families protect what matters most. Whether you’re new to the area or have lived here for years, we’re committed to offering dependable service and support through each stage of life.

Home Insurance is essential for homeowners looking to safeguard the place they live and the things they’ve worked hard for. Whether you’re buying your first home or settling into a new one, we’ll help you explore the coverage available. Life Insurance is also an important way to provide financial support to those you love. We’ll take the time to answer your questions and help you understand how it can play a role in your future.

We offer additional coverage options such as Condo and Motorcycle Insurance, along with financial services to support your broader goals. Our office is pet-friendly and conveniently located, making it straightforward to stop in and connect with us. As a member of Explore Waterford, I enjoy giving back to the community and regularly support local schools and youth sports programs throughout the area.

I’m a graduate of UW LaCrosse with a degree in Business Administration, and outside of work, I enjoy downhill and cross-country skiing, traveling, and competing in endurance events. I’ve completed six Ironman Triathlons and am currently training for my 40th American Birkebeiner cross-country ski race. My wife and I have been married for forty years, and we’re proud parents to three sons and grandparents to five wonderful granddaughters.

If you're in Waterford or nearby, we invite you to stop by or give us a call — we're here to help.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Bill, your local State Farm agent in Waterford, WI, is here to help.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Bill is here to help your Waterford household feel covered.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Looking for coverage? Talk with Bill about your options in Waterford.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Bill is proud to serve the Waterford community.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Serving Waterford and the surrounding area, Bill can help answer your questions.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Have questions? Bill in Waterford can walk you through your options.