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State Farm® Insurance Agent

Bill Czaja

Bill Czaja Ins Agcy Inc

411 E Main St
Waterford, WI 53185-0118

Corner of Main St. and Milwaukee Ave.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


411 E Main St
Waterford, WI 53185-0118



University of Wisconsin, La Crosse Graduate, Past President & Member Explore Waterford, Six-time Ironman Finisher, plus years 35+ Birkie Cross Country Ski Race's, State Farm Agent since 1992. Married to my wife Carol of 40+ years, father to three sons and grandfather to 5 granddaughters. 32+ years ago I opened my office in Waterford and I am thankful to be able to say we have helped more people and families than the prior, year after year.

Our six team members, licensed to offer and service insurance in Wisconsin, help first time homeowners, people moving to the Waterford area, newly married, new parents, and many others with their insurance and financial needs. We are here to help people protect what is important and recover from the unexpected in the surrounding communities of Waterford, Rochester, Wind Lake, Burlington and many others in the great state of Wisconsin.

We are here to help and would be honored to be of service. We offer in person and virtual meetings; we would love to meet you!

Here are some summer ideas related to insurance and State Farm:

  • Review your insurance policies: Take some time during the summer to review your insurance policies, including auto, home, and life insurance. Ensure that you have adequate coverage and make any necessary adjustments.

  • Home safety improvements: Use the summer months to make improvements to your home that can enhance its safety and security. Consider installing a security system, updating locks, or making repairs that could lower your insurance cost.

  • Road trip: If you're going on a summer road trip, make sure your auto insurance coverage is up to date. Review your policy to ensure it includes roadside assistance and consider adding any additional coverage you may need for the trip.

  • Boat or recreational vehicle insurance: If you own a boat, RV, or other recreational vehicles, make sure they are adequately insured. State Farm offers specialized coverage options for these types of vehicles.

  • Update your contact information: If you've recently moved or changed your contact information, ensure that your insurance provider, including State Farm, has the most up-to-date details to ensure seamless communication and coverage.

  • Protect your belongings: Summer is a great time to take inventory of your personal belongings and consider additional coverage for high-value items such as jewelry, electronics, or art. State Farm offers options for personal property coverage.

Remember, it's always a good idea to reach out to your insurance agent or State Farm directly for personalized advice and recommendations based on your specific needs and circumstances.

Our team is here to assist anyway we can. Whether it is help you achieve your resolution of taking care of your family or preparing for your future – we are here for you. In person, on the phone, over video or stop by the office. Let us help you make 2024 the greatest it can be!"

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our mission is to help people manage the risks of everyday life, assist in recovering from the unexpected and help in the realization of their dreams. We do this by being personally responsible to provide great service, offer the right products, and inform you of your choices. Our team is here to help you!

Our licensed team members, Shari, Kristen, Theresa, Travis and Mike are here to assist you with your insurance and financial service needs.

Travis Vesely State Farm Agent Team Member

Travis Vesely

Account Manager

I am honored to be part of the Bill Czaja Agency and have worked in the insurance industry for over a decade. I am blessed to be the husband to my beautiful wife and the father to our 3 amazing children. I strive to meet our customers needs by offering them the coverage, service, and discounts available that will meet or exceed their expectations. I look forward to speaking with you soon! Until Then,Travis
Shari Langusch State Farm Agent Team Member

Shari Langusch

Personal Account Representative

Mike Goff State Farm Agent Team Member

Mike Goff

Account Manager

As a life long member of the Waterford community I have watched and experienced the growth and changes that have taken place. I have a strong bond as well as a responsibility to the people that call Waterford their home. My commitment is to make sure our customers have the insurance they need and the confidence that we will be here if they need us. Please contact me at the office or email.
Kristen Bieneman State Farm Agent Team Member

Kristen Bieneman

Office Associate

Over 20 years ago, my husband and I made the Waterford area our home. Since then, I have contributed to the community by teaching and volunteering in the schools, participating in community fundraisers, and supporting the work of my local church. My family enjoys watching sporting events, playing basketball, and spending time with extended family and friends. I look forward to meeting you and can assist you in making choices about insurance.